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	<title>Sterling Condominiums &#187; furniture</title>
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	<description>We talk about Condominium and Home design</description>
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		<title>Beautiful Parks Surround Chicago Aqua Lakeshore East Condominiums</title>
		<link>http://sterlingcondominiums.com/2010/01/beautiful-parks-surround-chicago-aqua-lakeshore-east-condominiums/</link>
		<comments>http://sterlingcondominiums.com/2010/01/beautiful-parks-surround-chicago-aqua-lakeshore-east-condominiums/#comments</comments>
		<pubDate>Wed, 06 Jan 2010 04:37:02 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Condominium Interior]]></category>
		<category><![CDATA[Condo]]></category>
		<category><![CDATA[decor]]></category>
		<category><![CDATA[Design]]></category>
		<category><![CDATA[furniture]]></category>
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		<guid isPermaLink="false">http://sterlingcondominiums.com/2010/01/beautiful-parks-surround-chicago-aqua-lakeshore-east-condominiums/</guid>
		<description><![CDATA[
 When you start thinking seriously about Chicago condominiums, you know you&#8217;re doing well. You&#8217;ve moved on to an entirely different lifestyle than you had before. That&#8217;s why Chicago condominiums like the ones at Aqua Lakeshore East are perfect for the up-and-coming professional. The smart, hip, successful young person on the rise is the person [...]]]></description>
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<p class="first-child "> <span title="W" class="cap"><span>W</span></span>hen you start thinking seriously about Chicago condominiums, you know you&#8217;re doing well. You&#8217;ve moved on to an entirely different lifestyle than you had before. That&#8217;s why Chicago condominiums like the ones at Aqua Lakeshore East are perfect for the up-and-coming professional. The smart, hip, successful young person on the rise is the person who needs to be in these smart, hip Chicago condominiums. After all, your home isn&#8217;t just where you live-<span id="more-68"></span>it&#8217;s who you are. </p>
<p>Stylish, that&#8217;s what they are. Stylish homes for stylish individuals. You can see it in the sculptural flow of the architecture. Not all architecture has flow. Most of it just sits there, but this building is moving. Not literally, of course, but its lines, the beauty of it suggests motion. It&#8217;s sophistication speaks for itself. These Chicago condominiums are made for people on the move, people whose only direction is up. They are for people who make Chicago what it is.</p>
<p>But the worth of a building-even one full of beautiful Chicago condominiums like these-isn&#8217;t in its stylishness when it all comes down to it. That&#8217;s important of course, but there has to be something substantial  underneath. The surroundings, for instance. A wonderful building out in the middle of nowhere isn&#8217;t any good to anyone. Remember what they say about real estate and location. But these posh Chicago condominiums are surrounded by coolness like Millennium Park and the 6-acre park at Lakeshore East. Whatever you need in the way of urban outdoor space, you&#8217;ll have it-gardens to stroll or jog through, a place for the kids (or future kids) to play, a place for the dog (or future dog) to run. It even has fountains.</p>
<p>The Lakeshore area is a prosperous one, which is another good reason to move into one of these gorgeous Chicago condominiums. That means plenty of businesses opening up and prospering-plenty of things to buy, to eat, to do for entertainment, and plenty of job opportunities. It also means that people feel positive about the area, which is healthy. The residents of these Chicago condominiums will have the benefit of the Theater District and the Magnificent Mile, to name just a couple of things. </p>
<p>And all that is before actually discussing the Chicago condominiums themselves. For one thing, each one will have its own unique balcony from which its residents will enjoy the absolutely gorgeous cityscapes that are Chicago. This is a skyline like no other. </p>
<p>The Chicago condominiums at Aqua Lakeshore East has a fabulous fitness club with spa, cardio equipment and weight room, massage room, hot tub, yoga and pilates studio. Master bedrooms have soaker tubs that are separate from the walk-in showers. The kitchens are fit for a gourmet chef. And if you want to spend time outside, but you don&#8217;t feel like wandering too far from the highrise of Chicago condominiums that you call home, you can use the sundeck and gardens, a fire pit and a place to barbecue.</p>
<p>You can choose from a couple of different styles of Chicago condominiums at Aqua Lakeshore East. Floors 53-56 have Designer Chicago condominiums, with floor-to-ceiling windows; tempered sliding glass balcony doors carmelized bamboo dining room, living room and kitchen floors;  stacked washer and dryer; contemporary wood base trim throughout; and 7-inch solid core interior doors finished with brushed chrome. </p>
<p>Floors 58-76 have Choice Chicago condominiums, which are very similar, except for plush wall-to-wall bedroom carpets; hardwood flooring in the rest of the unit; painted wood base trim throughout; a choice of designer kitchen cabinets. There are granite kitchen countertops with half-round bull-nose and a matching granite backsplash. The fixtures are designer and of the highest quality in both the kitchens and the bathrooms. </p>
<p>Make a preconstruction purchase and get the best floorplan layouts at the best prices. Visit the website for more information about condo layouts, the neighborhood and other details. You can also visit the sales center at 375 East Wacker Drive, Chicago, IL. It is open Monday-Friday, 11 a.m.-6 p.m., Saturday, 11 a.m.-5 p.m. and Sunday, 11 a.m.-4 p.m. Contact by phone at (312) 540-9891.</p>
<p>For more information about these Chicago condos, visit <a rel="external nofollow" target="_blank" href="http://www.bestchicagocondos.com/pre-construction-condos/aqua-lakeshore-east.html" title="http://www.bestchicagocondos.com/pre-construction-condos/aqua-lakeshore-east.html" target="_blank"><a target="_blank" rel="external nofollow" target="_blank" href="http://www.bestchicagocondos.com/pre-construction-condos/aqua-lakeshore-east.html">http://www.bestchicagocondos.com/pre-construction-condos/aqua-lakeshore-east.html</a></a></p>
<p> <!--more--> <H3>Watch the video related to Condominium Interior</H3>
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<p>Haustique Luxury Condo Furniture &#8230; Condo Furniture Luxury Quality Interior Design Modern Decor Decorating   <H3>Help answer the question about Condominium Interior</H3>What is your opinion Council member pleads guilty construction company used 31 illegals all Mexican nationals?<br />A Fort Wright City Council member has pleaded guilty to federal charges that he and his construction company used subcontractors that employed illegal immigrants.According to court documents, Jeff Wolnitzek and his company, Erlanger-based Spectrum Interiors, will be sentenced on Feb. 29 on charges the company used illegal workers between August 2002 and Nov. 28, 2006, the day agents from the Immigration and Custom Enforcement arrested 31 men and one woman, all Mexican nationals.Many of those arrested were working on the Ascent at Roebling&#039;s Bridge, a 21-story condominium project being built near the foot of the Suspension Bridge in Covington.The statement said the company would forfeit $2 million in earnings from employing illegal immigrants as part of the plea deal.</p>
<p>http://news.cincypost.com/apps/pbcs.dll/article?AID=/20071130/NEWS02/711300362<br />
 <H3>About Author</H3>
<p></strong><br />Paula Cherrist enjoys writing about Chicago real estate for <a rel="external nofollow" target="_blank" href="http://www.bestchicagocondos.com">Best Chicago Condos</a> and <a rel="external nofollow" target="_blank" href="http://www.chicagocondodirectory.com">Chicago Condo Directory</a></p>
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		<title>Florida FHA Condominium loans, Florida FHA Condo Loan, Florida FHA condo mortgage</title>
		<link>http://sterlingcondominiums.com/2009/12/florida-fha-condominium-loans-florida-fha-condo-loan-florida-fha-condo-mortgage/</link>
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		<pubDate>Mon, 28 Dec 2009 02:31:16 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Condominium Design]]></category>
		<category><![CDATA[Condo]]></category>
		<category><![CDATA[decor]]></category>
		<category><![CDATA[Design]]></category>
		<category><![CDATA[furniture]]></category>
		<category><![CDATA[interior]]></category>
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		<description><![CDATA[
 FHA Loans for Florida Condominiums
Florida FHA Condo Loans Insured through FHA Section 234(c)
FHA loans   &#124; Florida FHA lending limits &#124; Florida FHA mortgage application &#124; Florida FHA condominium refinance &#124; Florida FHA approved Condos
  The FHA/HUD Section 234(c) of the National Housing Act provides authority to insure any mortgage covering a Florida one-family unit in a project coupled with an [...]]]></description>
			<content:encoded><![CDATA[<div style="margin:0 auto;float:left;padding-right:5px"><img src="http://farm3.static.flickr.com/2265/1627279944_8205aac4d0_m.jpg" width="250" height="180" alt="Florida FHA Condominium loans, Florida FHA Condo Loan, Florida FHA condo mortgage"></div>
<p class="first-child "> <span title="F" class="cap"><span>F</span></span>HA Loans for Florida Condominiums</p>
<p><em>Florida FHA Condo Loans Insured through FHA Section 234(c)</em></p>
<p><em>FHA loans  </em> | Florida FHA lending limits | Florida FHA mortgage application | Florida FHA condominium refinance | Florida FHA approved Condos</p>
<p>  The FHA/HUD Section 234(c) of the National Housing Act provides authority to insure any mortgage covering a Florida one-family unit in a project coupled with an und<span id="more-46"></span>ivided interest in the common areas and facilities which serve the project. The Florida project may include dwelling units in detached, semidetached, row, garden-type, low- or high-rise structures.  Generally these types of Florida properties are referred to as Condominiums.</p>
<p>Florida Condominium buyers should know the many advantages of the FHA mortgage loan programs. <a rel="external nofollow" target="_blank" href="http://www.fhamortgageprograms.com/mortgage/fha-loan-program.shtml" title="FHA Loans">FHA loans</a> were created to <u>help increase home ownership.</u> For the <strong>Florida Condo buyer </strong>the FHA program can simplify the purchase of a Florida Condominium, making the p <em>financing easier and less expensive</em> than a conventional mortgage loan product. Some highlights of the Florida FHA condominium loan program include:</p>
<p><strong><u>Minimal Down Payment and Closing costs. </u></strong><u></u></p>
<ul>
<li>Down payment less than <u><strong>3%</strong></u> of Sales Price Gifts are allowed </li>
<li>Seller can credit up to <strong><u>6%</u></strong> of sales price towards closing and prepaid costs. </li>
<li>100% Financing available </li>
<li>No reserves required. </li>
<li>FHA regulated closing costs. </li>
</ul>
<p><strong><u>Easier Credit Qualifying Guidelines such as:</u></strong><u> </u></p>
<ul>
<li> 
<ul>
<li><strong><u>No minimum FICO</u></strong> score or credit score requirements. </li>
<li>FHA will allow a home purchase<strong> <u>1 </u></strong>year after a <strong>Bankruptcy</strong>. </li>
<li>FHA will allow a home purchase<strong><u> 3</u></strong> years after a <strong>Foreclosure</strong>. </li>
</ul>
</li>
</ul>
<p>  To apply for a Florida Condo  Loan <a rel="external nofollow" target="_blank" href="http://www." target="_blank">www.</a> FHAmortgagePrograms.com</p>
<p>FHA/HUD will insures mortgagees against losses on mortgage loans used for buying a Florida condo or to refinance individual Florida condom mum units in eligible FHA approved condominium projects provided that they meet certain guidelines.</p>
<p>A.</p>
<p>Project Eligibility. The Florida condominium project must be on HUD&#8217;s <u>approved condominium</u> list.</p>
<p> </p>
<p>B.</p>
<p>Applicant Eligibility. Eighty percent of the HUD-insured mortgages in a Florida condominium project must be the principal residence of the owners (owner-occupants).</p>
<p> </p>
<p>C.</p>
<p>Maximum Insurable Mortgage: Same as Section 203(b) (except that the mortgage amount must be in multiples of $50). Check <a rel="external nofollow" target="_blank" href="http://www.fhamortgageprograms.com/mortgage/fha-loan-limits.shtml">Florida FHA loan limits</a>.</p>
<p> </p>
<p>D.</p>
<p>Minimum Investment: Same as the FHA loan Section 203(b).</p>
<p> </p>
<p>E.</p>
<p>Mortgage Term: Same as FHA loan Section 203(b).</p>
<p> </p>
<p>F.</p>
<p>Mortgage Insurance Premium <u></u></p>
<p>: Monthly .55 +Upfront MI of 1.75%</p>
<p> </p>
<p>G.</p>
<p><u>Refinancing</u>: Same as Section 203(b).</p>
<p>If the Condominium is not approved then the Lender may go through the &#8220;<u>Spot Approval</u>&#8221; process.</p>
<p><strong>The following requirements must be satisfied before a spot loan is endorsed: </strong></p>
<p><strong>•</strong></p>
<p>The Florida condominium project must be complete. There should be no ongoing or anticipated addition of any units, common elements, and/or facilities.</p>
<p> </p>
<p><strong>•</strong></p>
<p>Control of the common areas of the project must have been turned over to the unit owners association for at least one year.</p>
<p> </p>
<p><strong>•</strong></p>
<p>The Condominium association must provide evidence that the project has the appropriate hazard, liability and flood insurance.</p>
<p> </p>
<p><strong>•</strong></p>
<p>Individual Condom mum units in the project must be owned in fee simple or be an eligible leasehold interest. The project&#8217;s legal documents must provide for undivided ownership of common areas by unit owners. By virtue of this ownership, unit owners must have the right to use all facilities and unrestricted common elements.</p>
<p> </p>
<p><strong>•</strong></p>
<p>The project&#8217;s documents should not place any legal restrictions on conveyance. Any provisions that seek to limit the free transferability of title is generally unacceptable. Such restrictions include rights of first refusal and restrictive covenants. Certain governmental or nonprofit programs designed to assist in the purchase or rental of low- or moderate-income housing are exempted from the restrictions on conveyance provisions.</p>
<p> </p>
<p><strong>•</strong></p>
<p>At least 90% of the units in the project must have been sold.</p>
<p> </p>
<p><strong>•</strong></p>
<p>At least 51% of the units in the project must be owner-occupied.</p>
<p> </p>
<p><strong>•</strong></p>
<p>No single entity may own more than 10% of the units in a project. &#8220;Entity&#8221; includes an individual partnership, corporation, limited liability company, limited liability partnership, joint venture, investor group or other natural or legal person qualified to hold an interest in real property. The 10% restriction does not apply when the ownership of less than three units would disqualify an otherwise eligible project.</p>
<p> </p>
<p><strong>•</strong></p>
<p>HUD/FHA recognized that the 10% cap on the number of units that may secure FHA insured mortgages in a given project can place a small regime at a disadvantage, since only a few units will invoke the limit. Accordingly, a two-tiered system was established. For condominium projects having more than 30 units, no more than 10% of the units may have FHA insured loans at any given time. Florida FHA Condominium projects consisting of 30 units or less, can have up to 20% of the units encumbered by FHA insured mortgages under the spot loan rule.</p>
<p> </p>
<p> </p>
<p> </p>
<p> <!--more--> <H3>Watch the video related to Condominium Design</H3>
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</p></div>
<p>This is a Short Sale. Divine Design! This comfortably designed condo is perfect for everyone! Nice raised panel kitchen cabinets, fully furnished, cozy solarium, spacious walkin closet in each room, a laundry room in the unit! The beachwalk community is truly beautiful with its mediterranean style buildings, perfectly manucured landscape, beautiful clubhouse and pool area, full gym, pool and swim spa, and tranquil lake and fountain. The community is also just a short few minutes drive &#8230;  <H3>Help answer the question about Condominium Design</H3><br /> <H3>About Author</H3>
<p></strong>
<p>Thomas Martin<br />
Florida FHA Condominium Loans in all of Florida<br />
<a target="_blank" rel="external nofollow" target="_blank" href="http://www.fhamortgageprograms.com/">http://www.fhamortgageprograms.com/</a><br />
<a target="_blank" rel="external nofollow" target="_blank" href="http://www.fhamortgageprograms.com/mortgage/fha-loan-program.shtml">http://www.fhamortgageprograms.com/mortgage/fha-loan-program.shtml</a><br />
<a target="_blank" rel="external nofollow" target="_blank" href="http://www.fhamortgageprograms.com/mortgage/fha-loan-limits.shtml">http://www.fhamortgageprograms.com/mortgage/fha-loan-limits.shtml</a></p></p>
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		<title>Avoid the Most Common Garden Design Problems in Mesa, Arizona</title>
		<link>http://sterlingcondominiums.com/2009/12/avoid-the-most-common-garden-design-problems-in-mesa-arizona/</link>
		<comments>http://sterlingcondominiums.com/2009/12/avoid-the-most-common-garden-design-problems-in-mesa-arizona/#comments</comments>
		<pubDate>Wed, 16 Dec 2009 02:29:58 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Condominium Design]]></category>
		<category><![CDATA[Condo]]></category>
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		<description><![CDATA[
 Are you planning a new garden design in Mesa, Arizona?  Currently encountering some gardening problems?  This article will provide you with remedies to the top 5 most common gardening problems in this day and age.  Whether you&#8217;re designing your garden for beauty in your backyard or for vegetables that will feed [...]]]></description>
			<content:encoded><![CDATA[<div style="margin:0 auto;float:left;padding-right:5px"><img src="http://farm2.static.flickr.com/1081/534654688_edf553d67e_m.jpg" width="250" height="180" alt="Avoid the Most Common Garden Design Problems in Mesa, Arizona"></div>
<p class="first-child "> <span title="A" class="cap"><span>A</span></span>re you planning a new garden design in Mesa, Arizona?  Currently encountering some gardening problems?  This article will provide you with remedies to the top 5 most common gardening problems in this day and age.  Whether you&#8217;re designing your garden for beauty in your backyard or for vegetables that will feed your family, the following information will be beneficial to you.</p>
<p>Avoid the 5 Most Common Gardening Problems in Mesa, Ariz<span id="more-39"></span>ona:</p>
<p>1.	You don&#8217;t need a &#8220;green thumb&#8221; to raise crops or grow plants.  The &#8220;green thumb&#8221; requirement is nothing but a myth.  Peopler aren&#8217;t born with gardening skills!  Rather, they acquire proper gardening knowledge and they implement what they learn.  When we use the words &#8220;green thumb,&#8221; we don&#8217;t mean &#8220;talent,&#8221; or &#8220;flair.&#8221;  We use those words as a label that refers to developed skills rather than acquired at birth.  To solve the &#8220;green thumb&#8221; problem, which some people consider the most common of gardening excuses, anyone can learn how to grow and cultivate plants.</p>
<p>2.	Be certain you have the appropriate landscape for your garden.  This is not a precise rule on how to arrange your lawn or backyard to accommodate your garden, save for this: plants you wish to grow should be cultivated in an area where they can enjoy space.  At full maturity, plants shouldn&#8217;t be close to one another, so much so that their foliage can already be regarded as the same.  Plants need their own freedom to grow.  Promoting space will ensure that they won&#8217;t have to fight for the nutrients they receive, and that diseases won&#8217;t spread quickly among the developing crops.</p>
<p>3.	If you don&#8217;t have enough space for your desired garden, which is another popular problem in the long list of things that keep people from gardening, there are other options for you.  In fact, that problem is pretty easy to address!  The answer: try container gardening which will allow you to grow plants at home even if you&#8217;re living in an apartment or condominium.</p>
<p>4.	Put a stop to pest invasion.  If pests are left unimpeded, they will destroy your garden quickly.  Pests can be eliminated through a variety of methods.  You can try to attract useful insects that will feed on the particular pests.  Or, you can grow companion plants that will repel the inhabitation of these creatures.  You can also try commercial pesticides that will eliminate these pests without harming your plants.</p>
<p>5.	Get rid of weeds!  Stop thinking about pulling them out one by one or tilling the soil regularly.  You won&#8217;t get rid of the roots and the weeds will just grow back.  Try using mulch or putting a protective cover over your soil.  This will deprive weeds of sunlight and they won&#8217;t be able to grow and reproduce.</p>
<p>Here&#8217;s some information about a popular desert plant that will make a great addition to your garden design in Mesa.</p>
<p>The Red Fairy Duster, also called Calliandra Californica, is a brilliant, puff-like flower that can bloom almost all year long, with peak bloom time occurring in the late spring. Its spectacular bloom makes it a colorful, accentuating shrub for the garden. </p>
<p>The Red Fairy Duster loves full sun. Supplemental water in the summer will increase blooming significantly. Its flowers are favored by hummingbirds and its small, dark green leaves lend this plant to a lush and almost tropical feel that can be used in a desert oasis landscape.</p>
<p>The Red Fairy Duster can grow to be both 4 feet wide and 4 feet tall, but it is particularly easy to maintain. Pruning is not necessary and watering should be done twice a month in winter and once a week in summer. The Red Fairy Duster is susceptible to frost and is both pest and disease resistant. </p>
<p>If you are still unsure about what will work in your garden design and landscaping in Mesa, there are plenty of online resources that can help you.  For instance, many local landscaping companies have expertise in garden design and plants that thrive in the area.  Hiring a professional garden design and landscaping company in Mesa, Arizona might just be your best bet.  They can work with you to pick out the best plants that fit your taste, lifestyle and budget &#8211; and they can even help you maintain it!</p>
<p> <!--more--> <H3>Watch the video related to Condominium Design</H3>
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<p>Visionary architecture, inspired designs and exciting lifestyles are hallmarks of Camrost-Felcorps award-winning condominiums. Having spent more than three decades developing truly exceptional condominium residences in Toronto and the GTA, Camrost-Felcorp has been offering unique architecture, amenities that set the industry standard. For more info, please visit www.camrost.com. &#8230; Camrost Felcorp &#8220;California Condos&#8221; Toronto Canada Ontario &#8220;Real Estate&#8221; Etobicoke High-Rise &#8220;Palmleaf Productions &#8230;  <H3>Help answer the question about Condominium Design</H3>Personal Finance Help?<br />I have some of the answers but need to make sure they are right before I submit it for my homework grade. If anyone could help out with even one or two that would be soo great! Thank you</p>
<p>1.<br />
Wearing a seat belt in an automobile to protect yourself against injury is an example of ____________ risk.<br />
A) Reducing<br />
B) Assuming<br />
C) Pooling<br />
D) Shifting<br />
2.<br />
Which of the following would be covered by a home insurance policy?<br />
A) Hospital expenses for surgery<br />
B) Damage to another person&#039;s car when driving<br />
C) Accidental injury to a coworker on the job<br />
D) Wind damage to your roof<br />
3.<br />
The ____________ coverage of a home insurance policy would cover accidental damage to another person&#039;s property by a member of your family.<br />
A) Supplementary<br />
B) Personal property<br />
C) Medical payments<br />
D) Additional living expenses<br />
4.<br />
An umbrella policy is designed to cover<br />
A) Expensive personal property<br />
B) Additional buildings on your property<br />
C) Property when traveling away from home<br />
D) Major personal liability suits<br />
5.<br />
Most home insurance policies provide coverage for<br />
A) Flood damage<br />
B) Earthquake damage<br />
C) Personal property floaters<br />
D) Medical payments<br />
6.<br />
Renter&#039;s insurance would include coverage for<br />
A) Flood damage<br />
B) Personal property<br />
C) Building and other structures<br />
D) Umbrella liability<br />
7.<br />
The ____________ form of homeowner&#039;s insurance is designed to cover the personal property of renters against the risks listed in the policy. a.b.c. D.<br />
A) Basic<br />
B) Tenant&#039;s<br />
C) Condominium<br />
D) Broad<br />
8.<br />
Which of the following coverage would pay for medical care for people who were injured in your automobile?<br />
A) Medical payments<br />
B) Bodily injury liability<br />
C) Collision<br />
D) Comprehensive<br />
9.<br />
A home is insured for $200,000 against fire and other damages. The homeowner&#039;s insurance policy provides for additional living expenses limited to 15 percent of the home&#039;s coverage amount. What is the maximum amount the insured will receive in additional living expenses if the house is damaged by fire?<br />
A) $15,000<br />
B) $20,000<br />
C) $30,000<br />
D) $40,000<br />
10.<br />
Your home insurance policy has a $250 deductible. If a small fire causes $600 damage to your home, what amount of the claim would the insurance company pay?<br />
A) $250<br />
B) $350<br />
C) $450<br />
D) $600<br />
 <H3>About Author</H3>
<p></strong>
<p>John Waters is Principal of Creative Environments Design Landscape, the largest and most respected landscape design company in Arizona. Let our team work with you to develop a <a rel="external nofollow" target="_blank" href="http://www.creativeenvironments.com/landing/garden-design-mesa.html">garden design in Mesa</a> that will fit your style and budget. Visit our website to request a free consultation.</p></p>
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